How to persuade people to buy insurance besides health and car insurance?
in
What can insurance companies do to persuade people to buy insurance besides health and car insurance?
Answer:
Convince them they have a need.
It's darned hard work.
How to get insurance check from mortgage when home owners did their own repairs?
in
Our home was flooded out in September. It completely flooded the basement and a few inches on the first floor of our ranch home. We had contractors replace the furnace and hot water heater and the electrical system. However, all the other repairs were made by our friends and families. We have all worked tirelessly for two months. The insurance company *finally* sent our check. The Mortagage company has the check and is telling us we need contractor estimates? We have completed all the work.
Answer:
Call the lender and talk with them ! Explain the situation and ask what they need from you so you can get paid for the work performed. You may have to have another contractor(lenders choice) inspect the work and certify that it was done properly. Good Luck
How to write a lien letter to an insurance adjuster?
in
I am partnering with another person to become a funding company. I have an attorney involved, however unfortunately he does not return calls nor does he seem to be giving up the money that we have lend to his clients. This involves people who were in a car accident and filing personal injury claim. I need to know what a lien letter consists of so I can start sending the lien letter to the insurance adjusters directly showing that our funding company has a lien on the claim.
Answer:
As a former auto adjuster for 10 years, I NEVER RECD A LIEN FROM SOMEONE WHO HAS LOANED MONEY TO ATTORNEY'S CLIENTS.
The only liens received were from medical providers or from the insurance company for payments made on medical bills from an accident.
You need to hire your own personal attorney to handle. I question if what this lawyer has done is truly professional or ethical by loaning money to his clients prior to settling a claim. In many cases, if the client cannot afford to pay the medical bills, the lawyer will make an agreement with the providers to hold off, pending settling the claim and they then become a "lien to any settlement".
But in the 10 years of handling claims, I never wrote a check to a "funding company", but to insurance companies, medical providers/health insurance plus the lawyer and client only.
Talk to a lawyer today that will be representing you and this other person only.
good luck
